Our Services

With an ATM/VISA debit card you may access cash at locations worldwide. You may withdraw cash, transfer money between accounts, and check your balance. VISA debit cards are accepted at any VISA merchant location. The purchase is simply deducted from your checking account.

Community State Bank also offers Bowling Green Bobcats and Troy Trojans school debit cards. The school card program works exactly like the traditional VISA debit card. The schools will benefit from signature-based transactions. Each time you sign for the purchase, a portion goes back to help the school.

Account offers:

• unlimited check writing
• monthly statement with images of checks
• $100 minimum balance required (if balance falls below $100 on any day in the month, your account will be subject to a $7.50 maintenance fee.)

*Monthly maintenance fees are waived for those age 60 and over & for full time students.

Account offers:

• unlimited check writing
• monthly statement with images of checks
• $100 minimum balance required (if balance falls below $100 on any day in the month, your account will be subject to a $7.50 maintenance fee.)

Hometown Checking
Club checking account offers:

• variable interest rate with interest compounded monthly
• monthly statement with images of checks
• $300 minimum balance required (if balance falls below $300 on any day in the month, your account will be subject to a $9.00 maintenance fee.)
• Hometown benefits: Click to read more.

Hometown Checking Plus

Club checking account plus offers:

• variable interest rate with interest compounded monthly
• monthly statement with images of checks
• $7.00 maintenance fee charged each statement cycle
• Hometown Plus benefits: Click to read more.
• Shop local merchant discount participants

Account offers:

• variable interest rate with interest compounded monthly
• monthly statement with images of checks
• $10.00 maintenance fee will be assessed any month that a customer’s combined account balances fall below $5000.00 any day during the month
• Diamond Club benefits: Click here for more details.

Regular NOW Account
Account offers:

• variable interest rate with interest compounded monthly
• monthly statement with images of checks
• $1000 minimum balance required (if balance falls below $1000 on any day in the month, your account will be subject to a $10.00 maintenance fee.)

Super NOW Account
Account offers:

• variable interest rate with interest compounded monthly
• monthly statement with images of checks
• $2500 minimum balance required (if balance falls below $2500 on any day in the month, your account will be subject to a $10.00 maintenance fee)

Account offers:

• variable interest rate with interest compounded quarterly
• $100 minimum balance required (if balance falls below $100 on any day in the month, your account will be subject to a $2.00 maintenance fee for that month.)
• a per item fee of $1.00 may be charged for each withdrawal in excess of six per month

*Monthly maintenance fee will be waived for the following relationship – loan or active checking account.

*Monthly maintenance fees are also waived for those age 60 and over & for full time students.

Health Savings Accounts are available for individuals with a high deductible health insurance plan. Please consult your employer or insurance agent for more information and eligibility.

Account offers:

• variable interest rate with interest compounded monthly
• monthly statement with images of checks

Account offers:

• variable interest rate with interest compounded monthly
• monthly statement with images of checks
• $1000 minimum balance required (if balance falls below $1000 on any day in the month, your account will be subject to a $10.00 maintenance fee)

Traditional and Roth IRAs are offered in a variety of terms ranging from 12 months to 5 years with competitive rates. Some contributions to Individual Retirement Accounts may be tax deductible, tax deferred, or tax free. Please consult your accountant for eligibility.

*Minimum initial deposit of $500 on all brand new IRAs.

Certificates of Deposit are offered in a variety of terms ranging from 3 months to 5 years with competitive rates. CDs require a minimum initial deposit of $500.00. The interest may be added back to the balance of the certificate, be deposited to an account, or received through a check. Please be advised, there is a penalty for early withdrawal.

Online Banking makes it possible to securely see your account balance and transactions online. You can transfer money between accounts and, if you qualify, you can pay bills.

Click here to sign up for online banking.

Mobile Banking is an abbreviated version of Online Banking. Through Mobile Banking you can check balances, transfer funds and (for qualifying customers) pay bills. Look for CSB GoDough in your App store.

Mobile Check Deposit works through Community State Bank of Missouri Online Banking and Mobile Banking to guide you through the process of depositing your check securely using your smart phone.

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